Billionaires Michael and Susan Dell announced Tuesday they will pour an unprecedented $6.25 billion into investment accounts for roughly 25 million American children, marking the single largest private donation ever directed toward the nation’s youth.
The contribution is intended to boost participation in President Donald Trump’s new national child-investment initiative, federally seeded “Trump Accounts.”
It will extend similar benefits to children born before the program’s 2025 start date.
According to Invest America, the nonprofit working with the Dells, the funding will target children aged 10 and under living in ZIP codes with median incomes under $150,000.
In an interview with CNBC, Michael Dell said the decision is grounded in clear evidence about long-term financial outcomes for children who grow up with investment accounts.
Dell stated:
“We know that when children have accounts like this, they’re much more likely to graduate from high school, from college, buy a home, start a business, and less likely to be incarcerated.”
Backing Trump’s ‘One Big Beautiful Bill’ Act
The donation is designed to support and expand the brand-new federal program created under President Donald Trump’s One Big Beautiful Bill Act.
Under the law, every U.S. newborn from 2025 through 2028 receives a $1,000 federal grant to seed a tax-advantaged investment account.
The administration has framed Trump Accounts as a generational wealth-building tool that gives working-class families their first real foothold in long-term saving and investment.
Earlier this year, Treasury Secretary Scott Bessent described the program as a transformative financial-literacy initiative that would “make everyone a shareholder” in the success of the U.S. economy.
The Dells Step In Where Federal Eligibility Stops
Because Trump Accounts only apply to children born beginning January 1, 2025, the Dells’ philanthropic venture targets older children, those who otherwise would not qualify for the federal seed funding.
“We want to help the children that weren’t part of the government program,” Dell said.
The couple will contribute $250 to each qualifying child’s account, supplementing the government’s universal seed deposit for younger children and ensuring millions of middle- and working-class families receive support.
The Infrastructure Behind the Program
Nine universities have already tested the Department of Education’s updated reporting portal for foreign-funding transparency, another Trump-era reform designed to clean up the U.S. higher-education system.
That broader accountability push has run in parallel with the administration’s economic agenda, which includes Trump Accounts as a central long-term prosperity plank.
The Invest America Foundation, founded by Brad Gerster in 2025, played a key role in shaping the legislation that created the accounts.
With the Dells’ contribution, the initiative now receives a massive private-sector endorsement, dramatically expanding its reach and political momentum ahead of the July 4, 2026, account-opening date.
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