New Study Suggests Higher Insurance Rates for Unvaccinated Drivers

A new study has claimed that unvaccinated drivers are more likely to be involved in traffic accidents, suggesting that they should pay higher rates of insurance.

The new study was published in The American Journal of Medicine and seeks to lay out the case for penalizing the unvaccinated.

People who have refused the Covid vaccine are likely to “neglect basic road safety guidelines,” the study claims.

The author of the study suggests that insurance companies should use the findings to charge unvaccinated drivers higher premiums.

“The findings are significant enough that primary care doctors should consider counseling unvaccinated patients on traffic safety—and insurance companies might base changes to insurance policies on vaccination data, the authors suggest,” according to Fortune.

Fortune.com reported:

If you passed on getting the COVID vaccine, you might be a lot more likely to get into a car crash.

Or at least those are the findings of a new study published this month in The American Journal of Medicine. During the summer of 2021, Canadian researchers examined the encrypted government-held records of more than 11 million adults, 16% of whom hadn’t received the COVID vaccine.

They found that the unvaccinated people were 72% more likely to be involved in a severe traffic crash—in which at least one person was transported to the hospital—than those who were vaccinated. That’s similar to the increased risk of car crashes for people with sleep apnea, though only about half that of people who abuse alcohol, researchers found.

The excess risk of car crash posed by unvaccinated drivers “exceeds the safety gains from modern automobile engineering advances and also imposes risks on other road users,” the authors wrote.

Of course, skipping a COVID vaccine does not mean that someone will get into a car crash. Instead, the authors theorize that people who resist public health recommendations might also “neglect basic road safety guidelines.”

Why would they ignore the rules of the road? Distrust of the government, a belief in freedom, misconceptions of daily risks, “faith in natural protection,” “antipathy toward regulation,” poverty, misinformation, a lack of resources, and personal beliefs are potential reasons proposed by the authors.

First responders may also consider taking precautions to protect themselves from COVID when responding to traffic crashes, the authors added, as it’s more likely that a driver is unvaccinated than vaccinated.

“The findings suggest that unvaccinated adults need to be careful indoors with other people and outside with surrounding traffic,” the authors concluded.

READ MORE: ‘Sudden Deaths’ Explode in Germany, Experts Raise the Alarm

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By Frank Bergman

Frank Bergman is a political/economic journalist living on the east coast. Aside from news reporting, Bergman also conducts interviews with researchers and material experts and investigates influential individuals and organizations in the sociopolitical world.

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